About Olyv
Olyv is India’s fastest growing, fully-automated next-gen Fintech company aiming to address the credit requirements of innumerous self-employed micro entrepreneurs, micro-merchants and middle/lower-income salaried individuals. Our platform also offers digital gold savings, credit health products, among others.
Our Story
From SmartCoin to OLYV: Nurturing Aspirations, Powering Inclusion In the vast tapestry of finance, where dreams often struggle to find their place, the transformation from SmartCoin to Olyv marks a momentous evolution in our journey. It's a transition that embodies financial empowerment, inclusivity, and the unwavering commitment to creating a brighter and more equitable financial world.
Welcome to Olyv, where dreams find wings, and the future is illuminated. We remain committed to building a stronger Bharat, a place where aspirations have no limits, and financial wellness is not just a promise but a practiced reality. Olyv, more than just a name, is a symbol of strength, growth, and financial inclusion, ready to lead the way into a future that belongs to all.
Transition from SmartCoin to Olyv SmartCoin began as a beacon of hope, igniting the possibilities of digital lending for hardworking Indians. Our name, a fusion of 'smart' and 'coin,' embodied our early promise to deliver credit access in an intelligent, accessible, and transformative way.
Headquartered in Bengaluru, Olyv was conceived in 2017 with a mission to provide financial inclusion to the underserved market. The company has been facilitating micro-credit through its cutting-edge app and has witnessed rapid growth with over 13 million+ users and 1 million+ loan disbursed through its AI & ML-powered modules in over 19,000 pin codes across India. Olyv's app-based credit platform offers instant credit options through 100% automation at a pan-India scale. The company has been supported by reputed fintech investors like LGT Lightstone, Accion Venture Lab, Unicorn India Ventures etc. Olyv has been recognized nationally and internationally for its efforts at Google’s Launchpad Accelerator, Global Inclusive50 by MetLife, VISA, IFC, etc. Our Culture
Our Culture
Do you thrive on working on cutting edge technology? Working with innovators in the early stages of ideas, products, or platforms? Do you want to transform an industry? Crave new challenges and solving hard customer problems using the latest in software technology?...As a developer/product manager at SmartCoin, you will use the latest technologies to create amazing, customer-focused products. Come help us re-imagine our solutions to provide world-class, best of breed solutions to delight our customers. Make a major impact on the FinTech industry.
We are seeking a Product Manager with 3–5 years of experience to drive product discovery, roadmap strategy, and execution. This role balances standard product ownership with a focus on internal system architecture and growth-oriented experimentation.
Key Responsibilities
Product Strategy & Roadmap
- Define and execute product vision, strategy, and roadmap aligned with business objectives.
- Identify customer pain points through user research, analytics, and market insights.
- Prioritize initiatives based on customer value, business impact, and technical feasibility.
- Conduct competitive analysis and identify new product opportunities.
Product Development & Execution
- Own the complete product lifecycle from ideation, requirement gathering, development, launch, and continuous optimization.
- Create detailed Product Requirement Documents (PRDs), user stories, acceptance criteria, process flows, and functional specifications.
- Collaborate closely with Engineering and Design teams to deliver high-quality products within defined timelines.
- Manage sprint planning, backlog prioritization, and release planning in an Agile environment.
Platform & Internal Systems
- Drive enhancements across internal platforms, operational workflows, and backend systems.
- Partner with Engineering to design scalable APIs, backend workflows, and system integrations.
- Improve operational efficiency through automation and scalable product solutions.
Growth & Experimentation
- Lead product growth initiatives using experimentation frameworks and A/B testing.
- Optimize user acquisition, onboarding, engagement, activation, retention, and conversion funnels.
- Partner with Marketing and CRM teams to improve campaign effectiveness and customer lifecycle journeys.
Analytics & Product Performance
- Define and monitor key product metrics and business KPIs.
- Analyze user behavior and product performance using SQL, Excel, BI tools, and product analytics platforms.
- Translate data into actionable insights and drive continuous product improvements.
- Build dashboards and present product performance to stakeholders.
Cross-functional Collaboration
- Collaborate with Engineering, Design, Marketing, CRM, Risk, Operations, Collections, and Business teams to ensure successful product delivery.
- Drive stakeholder alignment, manage dependencies, and communicate product updates effectively.
- Mentor Associate Product Managers or Product Analysts whenever required.
Required Qualifications
- 3–5 years of Product Management experience, preferably in FinTech, Lending, Banking, Payments, SaaS, or high-growth technology companies.
- Proven experience owning products or major features from ideation through launch and optimization.
- Strong understanding of Agile/Scrum product development methodologies.
- Experience writing PRDs, user stories, acceptance criteria, and process documentation.
- Solid understanding of APIs, backend systems, microservices, and system architecture.
- Strong analytical and problem-solving skills with experience using SQL, Excel, and BI/Product Analytics tools (Mixpanel, Amplitude, GA4, Tableau, Power BI, etc.).
- Experience in A/B testing, experimentation, and growth-focused product development.
- Excellent stakeholder management, communication, and prioritization skills.
- Ability to thrive in a fast-paced startup environment with multiple competing priorities.
